Opportunities Bought by The Rise of Robo-advisors HNWIs around the globe utilising robo- advisors •Robo-advisors bring many opportunities to Europe wealthmanagers,someoftheseinclude: North 23% America 01 •Helping to deliver a low to high touch 6% toolkit that will free up relationship and portfolio managers to spend more time onvalueaddactivities 02 •Capturing a larger share of investable Asia- assets that a client may choose to Pacific CH allocate across different wealth solutions 14% 13% TE N I F of all HNWIs use robo- F03 •Allowing Wealth Management firms to advisors O effectively serve a mass affluent clientele TE TA S E TH The Future of FinTech in Asia Pacific: Wealth Management 62 Source: PwC Strategy & Global Wealth Management Survey 2016

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