8 Innovation beyond insurance: insurance collaboration use cases Industry: AgriTech Industry: PropTech Insurance use case: Insurance use case: The use of drone and satellite At its most basic, PropTech gives technology in agriculture is users remote control of property increasing: satellite data is helping Startupbootcamp 2018 features such as lights, heating Startupbootcamp 2018 to predict environmental factors startup: and blinds, but sophistication is startup: to support farming activities growing. For example, the increased and improve yield, and to help CyStellar operates a platform use of the Internet of Things (IoT) Exploiting IoT devices, analytics farmers tackle localized issues. For that integrates, manages and in property is helping commercial technology and an insights insurers, this data offers a means to secures data from ground property managers and home platform, Flowenum helps reduce crop claims with precision sensors, aerial surveillance owners to predict and prevent commercial property managers to agriculture – and to extend cover to and satellite imagery. The data events such as fire from faulty minimize problems such as damp the uninsured, particularly in rural powers applications such as equipment, water leaks or theft. and mould – and to plan their areas in Africa. precision agriculture, predictive maintenance programs more maintenance, or logistics for efficiently. fully interactive, predictive decision making. Their near real-time data allows them to support insurers in the case of catastrophe incidents, where it is often costly and difficult to collect information.