Monuva International cash management for SME’s to manage & collect client payments Country: UK | City: London | Employees: 3 Year Started: April 2015 | Sector: B2B/Enterprise Product stage: Users | Website: monuva.com Team Product Team Founders: What is it? Monuva is a cash management solution for SME’s James Shattock designed to make it as simple as possible for them to The only full-time employee, 10+ years of FX and manage and collect their customer payments from payments experience around the world whilst getting complete clarity on George Goodchild their cashflow position Was lead architect on Moneycorp’s GPS platform (currently the platform that processes £15bn/year in FX Revenue model: Marketplace trades Scalability: Employees, Advisors & Investors: Previous funding: 40,000 EUR Average monthly revenues: 10,000 EUR N/A Planned fundraising: 450,000 EUR Market What is the need or problem being satisfied? SMEs have to run multiple unconnected accounts in order to trade which masks cashflow and is a drain on their limited resources. Monuva solves this. Competitive Advantage: Networked structure, ultra-low cost payment and FX capability, low overheads, low-cost customer acquisition strategy & the variety of complementary revenue streams enables Monuva to compete effectively in any particular vertical whilst creating a number of distinct advantages. Market Size: Target 23 m SME’s in Europe (5m in UK) currently growing at 8% per year B2B payment flows globally worth up to $300tn (1 in 3 goods crosses an international border). Indirect competition: An SME would need to open multiple unconnected accounts to replicate a single Monuva account - Paypal, transferwise, linkedin, worldpay, tradeshift, earthport

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