ore than an epoch of changes, we are witnessing a change in which industries are reinventing themselves and traditional boundaries are being broken down. MNowadays, talking about financial technology (FinTech) means addressing a transformation that touches all the points of the value chain in any industry. The new business models emerging from this transformation generate risks and op- portunities, where the trade of some and innovation of others meet, just like metals combining to generate new, stronger and more useful alloys. The acceleration program, Startupbootcamp FinTech Mexico City, launched by Fin- novista in 2017 with a regional focus for Latin America, is remarkable. It is a platform for regional and global leaders of the financial industry such as Visa, Gentera, Banre- gio, HSBC, EY, IGNIA, Latinia and White & Case, to interact with FinTechs, like those included in this study, which are brand new startups, whose names are not publicly known yet, but undoubtedly will be in the near future. EY is a global organization of 212,000, sharing their ideals and passion to help build a better business environment. EY is the alchemist contributing to the development of new FinTech companies, and works with traditional financial institutions in their reinvention process. EY’s findings contribute to improving the business environment of the entire finan- cial industry and offer its community a wider outlook on radical regulatory changes, market volatility and demands for greater transparency across financial services. A TWO-WAY PATH 5