Financial Inclusion The unmet deposit demand from the 100 Percentage of adults with traditional bank account un(der)banked demographic is estimatedtorepresentUS$360bn. 94% 80 The World Bank Group (WBG), 69% estimates that 2 billion or 42% of the global adult population does not have 60 52% 51% access to basic financial services. 46% 40 34% We believe that addressing the un(der)banked community, which is largely located in Asia Pacific, presents 20 CH 14% sizeable opportunities for both TE N startups and corporates. I 0 F F O Middle Sub-Saharan South Latin America Europe East Asia High-income TE East Africa Asia & & & OECD* TA Caribbean Central Asia Pacific countries S *Organization for Economic Co-Operation and Development E TH Source: Global Findex Database, 2014 The Future of FinTech in Asia Pacific: Financial Inclusion 51

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