Observations - Insurtech Internet-First Insurers and digital insurance companies have accounted for the largest part of funding to date. The most prominent example being Zhong An Insurance from China that received US$931m. Internet-First Insurers enable a broader population to access insurance. As many people in Asia live in remote locations, a multitude of alternative digital distribution models have emerged. CH TE Although Internet-First Insurers have taken a large N I F part of historical funding, going forward investments F O will be channeled into new technologies that disrupt TE other segments of the insurance value chain, such as TA S claims managementandcustomeronboarding. E TH 75 The Future of FinTech in Asia Pacific: InsurTech 75