17 Mobile Payments Global Population and Mobile Penetration at Dec 2016 Smart phones and mobile connections are 100% everywhere. And, according to the World Bank: 80% 01 Wearehalfwaytoconnectingeveryone 60% 02 5.5 billion people above 14 years old have 40% close to 5 billion mobile phones 03 Out of the total mobile phones we have an 20% approximation of 2.5 billion smartphones 0 users % CH Developed China Latam MENA South Sub South SE Asia Other TE Market Asia Africa Mobile connectivity will continue to grow and Asia will N I continue to drive a large part of that growth as global F F Not Mobile economic power shifts from mature markets to O Mobile emergingeconomies. TE Smart Source: World Bank, TMW, CNNIC, a16z TA S E TH Global Tech Trends: Mobile First 17