chapter SOMETHING IS CHANGING IN THE LATIN-AMERICAN 01 FINANCIAL SCENE FinTech Companies: From Rio Grande to Patagonia, Latin America has vigorously joined the FinTech Repertoire of possible futures revolution during the last few years, by creating ecosystems that foster innovative and entrepreneurial talent, in collaboration with those partners from the historical trade of Banking. Simple financial, as well as other highly innovating, products and services, have started being offered to unbanked or sub-banked populations that, in the unlikely event of having them, pay extremely expensive prices for the few services received. We will share herein some stories and explore the origin of the myths surrounding old and new players. For example, we will talk about “dinosaurs” and “unicorns”, provided, however, that neither the former –the consolidated institutions– will disappear from Earth nor the latter –the new players– will rocketeer by themselves to the firmament. In the studied universe composed of thirteen cases, both of those of the historical trade and new talents, all of them profusely share their experience on this climate with a shared certainty: the best is yet to come. An example is the high investment in the sector: 55% of the risk capital on IT in Lat- in America goes to the FinTech sector (Ruvolo, 2017) according to different reports by LAVCA, Finnovista and IDB (see Pictures 1 and 2) which identify more than 1,100 regional startups. A TWO-WAY PATH 10