PICTURE 7 Rate of enabling technologies used and APIs by FinTechs to habilitate your value proposal Macrodata and analytics Mobile and apps APIs and open platforms [ 21.2% ] [ 18.6% ] [ 16.4% ] Cloud Collaborative Cryptocurrencies Machine learning Others computing economy and blockchain and artificial [ 9.6% ] intelligence [ 13.33% ] [ 8.06% ] [ 9.3% ] [ 6.30% ] Source: Finnovista, Inter-American Development Bank 2017, Survey applied on 393 FinTech startups A TWO-WAY PATH 73